Landlord accountants

Accountants for UK landlords, from one property to a portfolio

Rental income tax returns, Making Tax Digital and ownership advice for individual and company landlords, with fixed fees and careful, plain-English guidance.

For single-property landlords, portfolio landlords, non-resident landlords and property companies.

See my landlord fee (personal ownership), build my company quote (property companies) or book a meeting with a qualified tax specialist.

We work with landlords at every stage

• Single-property landlords: One let property alongside your job or business. A straightforward Self Assessment fee.
• Portfolio landlords: Several properties, mortgages and expenses to track, often with MTD now relevant.
• Non-resident landlords: Living abroad with UK property. NRL scheme, UK returns and 60-day CGT reporting.
• Limited company landlords: Property held in a company. Accounts, Corporation Tax and director tax.

Landlord tax, explained carefully

• Rental expenses and records: Repairs, letting fees, insurance and other revenue costs are generally deductible; improvements usually are not. Clear records make the difference.
• Section 24 finance costs: Individual landlords cannot deduct mortgage interest from rental profit; they receive a basic-rate tax credit instead. Companies are treated differently.
• Rental income tax: How rental profit is calculated and reported on your Self Assessment return.
• Jointly owned property: Spouses and civil partners are normally taxed 50:50 unless a declaration reflects a different beneficial split. Other co-owners follow their actual shares.
• Capital Gains Tax on sales: UK residential property sales with tax to pay must normally be reported and paid within 60 days of completion. Non-residents must report UK property disposals within 60 days.
• Making Tax Digital: From April 2026, landlords and sole traders with qualifying income over £50,000 must keep digital records and send quarterly updates.

Personal or company ownership

Holding property personally or through a company is a significant decision. A company is not automatically better: transferring existing properties can trigger Capital Gains Tax and Stamp Duty Land Tax, and mortgage, legal and extraction costs all matter. We model both routes with you and, where restructuring is being considered, recommend that separate legal and mortgage advice is taken before anything changes.

Non-resident landlords

Non-resident landlords are covered by the Non-Resident Landlord Scheme: letting agents or tenants deduct basic-rate tax unless HMRC approves gross payment. A UK return is still usually required.

Simple landlord pricing

Standard landlord return £199 + VAT one-off. MTD for landlords from £35 + VAT a month per rental business, maximum £70. Property companies receive a tailored quote.

Meet Leon and Dale

Leon Stevens

Leon spent 10 years as a specialist tax adviser across Deloitte and KPMG before starting Blue Tick.

Dale Moore

Dale spent 12 years at a boutique independent accountancy firm before starting Blue Tick.

Frequently asked questions

Do I need an accountant for one rental property?

Not necessarily, but many landlords use one to make sure expenses, finance costs and any jointly owned shares are reported correctly. The fee for a standard return is fixed.

Does Section 24 affect me?

If you own residential property personally and have a mortgage, yes. Mortgage interest is no longer deducted from rental profit; you receive a 20% tax credit instead.

Should I move my properties into a company?

It is not right for everyone. Transfers can trigger Capital Gains Tax and Stamp Duty Land Tax, and lending costs can change. We compare both routes and recommend separate legal and mortgage advice before restructuring.

When does MTD apply to landlords?

From April 2026 for individuals with qualifying property and self-employment income over £50,000, with lower thresholds planned. Company landlords are not in MTD for Income Tax.

I have sold a rental property. What do I need to do?

If there is Capital Gains Tax to pay on a UK residential property, you normally need to report and pay within 60 days of completion. Speak to us as early as possible.